BidPay® requires no change of business process for buyers or suppliers. BidPay® works universally with every major Enterprise Resource Planning (ERP) system. No integration. No costly consultants. Your ERP exports files of eligible (vouchered) payables to BidPay®. BidPay® actively solicits and collects discount bids from your suppliers that may benefit from obtaining immediate payment at the end of the 24-hour auction. BidPay® returns to your ERP a file of payables on which BidPay®’s decision algorithm accepted discount bids (using criteria you establish prior to auction). You pay winning suppliers at end of auction. Other suppliers are paid when their invoices are due by their original terms or they may bid again in the following auction..